mortgage

英 [ˈmɔːɡɪdʒ]

美 [ˈmɔːrɡɪdʒ]

n.  按揭(由银行等提供房产抵押借款); 按揭贷款
v.  (向银行等)抵押(房产)

复数：mortgages　过去分词：mortgaged　现在分词：mortgaging　过去式：mortgaged　第三人称单数：mortgages　

CET6考研IELTSGRETEM8BEC

Collins.4 / BNC.2483 / COCA.3215

牛津词典

noun

• 按揭（由银行等提供房产抵押借款）；按揭贷款
  a legal agreement by which a bank or similar organization lends you money to buy a house, etc., and you pay the money back over a particular number of years; the sum of money that you borrow
  1. to apply for/take out/pay off a mortgage
     申请 / 取得 / 还清抵押贷款
  2. mortgage rates (= of interest)
     按揭贷款利率
  3. a mortgage on the house
     一项房产按揭
  4. a mortgage of £60 000
     6万英镑的按揭贷款
  5. monthly mortgage repayments
     每月偿还的按揭贷款

verb

• （向银行等）抵押（房产）
  to give a bank, etc. the legal right to own your house, land, etc. if you do not pay the money back that you have borrowed from the bank to buy the house or land
  1. He had to mortgage his house to pay his legal costs.
     他不得不把房子抵押出去来付诉讼费。

柯林斯词典

• N-COUNT 房屋抵押贷款
  Amortgageis a loan of money which you get from a bank or building society in order to buy a house.
  1. ...an increase in mortgage rates.
     房屋抵押贷款利率的提高
• VERB 抵押(房屋、土地)借款
  If youmortgageyour house or land, you use it as a guarantee to a company in order to borrow money from them.
  1. They had to mortgage their home to pay the bills.
     他们不得不抵押房屋借贷来支付这些款项。
  2. ...mortgaged homes.
     按揭房

英英释义

noun

• a conditional conveyance of property as security for the repayment of a loan

verb

• put up as security or collateral

双语例句

• They were unable to meet their mortgage repayments
  他们不能按时偿还抵押贷款。
• With a conventional repayment mortgage, the repayments consist of both capital and interest.
  常规的按揭还款额既包含本金也包括利息。
• The bank foreclosed on the mortgage for his previous home.
  银行取消了他先前住房的抵押赎回权。
• They had fallen behind with their mortgage repayments.
  他们拖欠了按揭还款。
• They find a house, agree a price, and take out a mortgage through their building society.
  他们找到一处房子，谈妥价格，通过住房互助协会办理了抵押贷款。
• I hope to clear off my mortgage in a few months'time.
  我希望在数月之后赎回我的抵押。
• I am a family man with a mortgage.
  我是个有家室的男人，还有笔按揭款要偿付。
• Mortgage loans and securities usually have level payments of principal and interest.
  抵押贷款和证券通常用平均摊销的方法支付本金和利息。
• There has been a focus on banks 'capital, liquidity and their mortgage exposure.
  市场关注的是银行的资本、流动性和抵押贷款风险。
• Switch to paying your mortgage by direct debit.
  改成用直接借记方式偿还抵押贷款吧。